01 · Record
A record in a couple of taps
Plus, amount, income or expense — done. Currency and account are pre-filled. Add a category or note only when you want the detail.
PayCheck·Android
Know where your money goes
Log income and expenses in a couple of taps and see what matters: how much is left until payday and where your budget leaks. No spreadsheets, no access to your bank — and your financial history stays only with you.
Always see what you have
your balance and how much you can still spend before payday — right on the home screen
See where money goes
categories show where your budget leaks every month
Free to start
core tracking with no subscription; Premium when you want deeper analytics
How it works
Log it. Find it. See where your money goes.
No need to be an accountant or figure it all out on screen one. One record today — and within a couple of weeks you see the full picture of your money.
02 · Find
Recall where your money went
Search, filters and date help you recall when and where the money went — even a month later.
03 · Understand
See where your salary goes
Once you have enough records, PayCheck shows it for you: how much you earned, how much you spent, what's left and which categories drain the budget most.
About your financial data
Your financial data stays yours
Your financial history is personal. So PayCheck doesn't take it for itself: your records stay encrypted on your phone, not on someone's server. Not 'we keep your data safe' — we simply don't have it. No sharing with third parties, and no ads built on your spending.
Everything on your phone
Transactions, categories and goals live on your Android device, not in someone else's cloud.
No bank access needed
No card logins — PayCheck physically cannot reach into your account.
Export when you want
A PDF or CSV is created only when you tap export or backup.
Your spending isn't ad fuel
We don't sell financial data or turn your expenses into an ad profile.
When history exists
The full picture of your money
Premium becomes useful after PayCheck already has your records. Then numbers explain the month: spending pace, runway, savings, categories and income stability.
Questions people actually open analytics for
When you open analytics, it should answer quickly: is the month on track, or is one area draining money faster than it feels?
Pace
Am I spending faster than planned?
Spending speed shows how quickly money is leaving in the current period, so a problem is visible before the month ends.
Runway
How many days will my money last?
Runway turns the balance into an approximate number of days. It is easier than guessing from a raw amount.
Categories
What is really pulling the budget down?
Top categories and period changes reveal a repeating direction, not just one random purchase.
Stability
Is income predictable?
Income stability helps you see whether the month can be planned calmly or depends on a single payment.
Free and Premium
Build the habit first. Subscribe only when you need depth.
95% of the app is free — and we don't collect your financial data. Paid only unlocks deeper analytics, automation, and no ads.
Start here
Free
$0
For starting money tracking without a subscription or a complex setup.
- Income and expenses
- Accounts, categories and goals
- Search and history filters
- Local storage
- Manual export/import
Free may show ads. Core tracking is not hidden behind a paywall.
For depth
Premium
For the moment when records have accumulated and you want more clarity without ad blocks.
12 months is best
1 month
£3.99 / month
Cancel anytime
6 months
£2.50 / month
£14.99 total - save 37%
12 months
£1.67 / month
£19.99 total - best value, save 58%
- No ads
- Money health score
- Category trends and spending pace
- PDF/CSV export
- Scheduled local backups
- Support independent development
Prices are taken from Google Play for the United Kingdom. Google Play still confirms the final amount, taxes and currency before purchase.
How to choose
Free
Free is enough if you need honest manual tracking and a clean transaction history.
Premium
Premium makes sense when you already have history and want answers, reports, backups and a cleaner interface.
PayCheck helps you keep your own records so a month later they become a readable financial history.
FAQ
Frequently asked questions
Does PayCheck connect to my bank account?
No. PayCheck never asks for bank credentials and cannot access your accounts. You record money manually; on supported banks you can optionally enable on-device parsing of bank SMS and notifications — it is off by default and nothing is sent anywhere.
Where is my financial data stored?
On your Android device, in an encrypted database (AES-256). PayCheck works without a cloud account and does not collect your financial history.
Is PayCheck free?
Yes. Core tracking — income, expenses, accounts, categories and goals — is free with ads. Premium removes ads and adds advanced analytics, PDF/CSV export and scheduled local backups; it is billed through Google Play.
Can I move my data to a new phone?
Yes. Create a backup file (optionally protected with a password and strong encryption), copy it to the new device and restore it in the app.
Which languages and currencies are supported?
The app is available in 8 languages, including English, Ukrainian and Polish, and supports multi-currency accounts with exchange rates.
How do I delete my data?
Your records live only on your device: clearing the app's data or uninstalling it removes them. If you created a beta account, you can delete it on the account deletion page.
From the developer
Why I built this
I want to be sure about privacy even in things like this — and you can only really be sure when you build it yourself. So your financial history stays yours: PayCheck is a tool that helps you keep it, not something that takes it.
Start taking control of your money today
Download PayCheck, make your first record — and within a couple of weeks you'll see where your salary actually goes. Free; Premium when you want more.
Financial history stays on the Android device
Premium and subscriptions are handled through Google Play